Your current balance is the sum of all your current holdings depending on the holding currency you have selected on your SpankPay account.  Click the SpankPay icon in the top, left corner to be taken to your dashboard to view your current balance.

Why is my balance changing, even though I haven't received any payments or made any withdrawals?

If your currency holdings are in crypto, they will fluctuate based on the current value of crypto.  They can go up or down depending on the market.  If you're wanting to keep your holdings in USD, you can change your holding currency to USD.  This will convert your future incoming payments to USD.  Please note that if you currently have crypto in your wallet, changing your holding currency will not convert your current holdings - only future incoming payments.

If you have any further questions, our support team is happy to help.  Feel free to email us anytime at